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Mortgages with Homes & Mortgages

Independent Mortgage People is part of the larger JLM Mortgage Services Ltd, founded in 2002 and is privately owned and unlike many of our corporate competitors, we are completely INDEPENDENT which means we can deal with all mainstream mortgage lenders.

The mortgage team

The Mortgage Team

Our professionally qualified team of advisors have years of experience and have helped thousands of customers to move into their dream home and understand that you may have limited time available, therefore we offer telephone, email, office-based & Home visits at a time to suit your needs.

Please contact us to discuss your mortgage needs……Our commitment to outstanding service has been recognised and Independent Mortgage People has a “5-Star Service” Rating on Google Reviews.

For further information or to book your appointment please call 01438 728444 or email stevenage@homesandmortgages.co.uk

Mortgage Services

We know which lenders favour first time buyers and provide innovative solutions to help you onto the property ladder.

Whether you are a first-time landlord or building a portfolio of properties Independent Mortgage People have the experience and knowledge to help you.

A way of releasing funds and we can help you do this by raising money to spend as you wish – invest in a business, renovate your home or buy a new car.

Equity release refers to a range of products letting you access the ‘equity’ tied up in your home if you are of a certain age! You can take the money you release as a lump sum or, in several smaller amounts or as a combination of both.

Shared Ownership gives the opportunity to get that important step onto the property ladder by the means of purchasing that initial share.

Being self-employed doesn’t mean it’s tougher to get a mortgage. But with that potential minefield we know what information lenders require and we are here to help that application run smoothly.

Did you know that recent changes to tax relief and stamp duty makes investing in rental property via a limited company tax efficient!

We’ll advise you every step of the way, starting from the first time we meet whether in person or via a call or email right the way through to completion.

We know which lenders favour first time buyers and provide innovative solutions to help you onto the property ladder.

Whether you are a first-time landlord or building a portfolio of properties Independent Mortgage People have the experience and knowledge to help you.

A way of releasing funds and we can help you do this by raising money to spend as you wish – invest in a business, renovate your home or buy a new car.

Equity release refers to a range of products letting you access the ‘equity’ tied up in your home if you are of a certain age! You can take the money you release as a lump sum or, in several smaller amounts or as a combination of both.

Shared Ownership gives the opportunity to get that important step onto the property ladder by the means of purchasing that initial share.

Being self-employed doesn’t mean it’s tougher to get a mortgage. But with that potential minefield we know what information lenders require and we are here to help that application run smoothly.

Did you know that recent changes to tax relief and stamp duty makes investing in rental property via a limited company tax efficient!

We’ll advise you every step of the way, starting from the first time we meet whether in person or via a call or email right the way through to completion.

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